After experiencing a qualifying life event (QLE), how many days must a customer enroll in coverage?

When a customer experiences a qualifying life event (QLE), they have a specific timeframe in which they are allowed to enroll in a health insurance plan. This is typically a period of 60 days following the event, which allows individuals to take action and secure coverage relevant to their needs as their circumstances change.

Qualifying life events can include situations such as marriage, divorce, the birth of a child, or loss of previous coverage, among others. The 60-day window is designed to provide a fair opportunity for those affected to transition into new coverage without the penalties that are generally associated with outside the Open Enrollment Period (OEP).

Understanding this timeline is crucial for agents and brokers as they assist clients during these important transitions. It emphasizes the importance of timely action following a life event to ensure continuous healthcare coverage.