Can customers enroll in the SLCS plan if they do not want to receive APTC?

Customers have the ability to enroll in a Silver Level Cost Sharing Reduction (SLCS) plan even if they choose not to receive Advanced Premium Tax Credits (APTC). The SLCS is designed to lower out-of-pocket costs for eligible individuals to make healthcare more affordable. Individuals can select a SLCS plan based solely on their needs and preferences, irrespective of their decision regarding APTC.

This flexibility allows customers who may not qualify for APTC or who prefer not to engage with that financial structure to still access the benefits of a SLCS plan. It is important for consumers to understand that their enrollment in these plans is independent and does not hinge on receiving APTC, enabling a greater choice in their healthcare options.