If a family of four is seeking coverage and you ask for sensitive information for all members, is this a PII violation?

The correct choice highlights that requesting sensitive information for all family members, when only necessary details are needed for enrollment, can constitute a violation of Personally Identifiable Information (PII) regulations. PII encompasses any data that could potentially be used to identify an individual, and unnecessary requests for such information may not only breach ethical standards but also legal privacy guidelines.

In the context of insurance enrollment, only the required information to process coverage needs to be gathered. If a family of four is providing details, you typically only need specific information on each member, like names, dates of birth, and perhaps some health-related inquiries if mandated, rather than exhaustive sensitive information for all members.

This choice pertains to best practices for protecting consumer data. Understanding which data is necessary for enrollment is crucial in ensuring compliance with PII regulations and maintaining trust with clients. The focus on avoiding unnecessary data collection helps to minimize risk and protect the privacy of the individuals involved.