In what circumstance may someone apply through the Special Enrollment Period?

The circumstance allowing someone to apply through the Special Enrollment Period is when they have lost other health coverage. This is a critical situation that qualifies individuals or families for a Special Enrollment Period, enabling them to enroll in a health plan outside the usual Open Enrollment Period.

When someone loses their health coverage—whether due to job loss, a reduction in hours, aging out of a parent’s plan, or other reasons—they can apply for new coverage during this special time. This helps to ensure that there is no gap in health insurance, which is vital for accessing necessary medical services without incurring excessive costs.

While moving to a different state can also qualify for a Special Enrollment Period, the specifics of the question emphasize the criteria that directly correlate with the loss of health coverage, making this the most definitive answer.