Which of the following factors contributes to the higher risk of health problems in historically marginalized populations?

Historically marginalized populations often face a higher risk of health problems due to a combination of factors, particularly the lack of insurance coverage and limited access to healthcare.

Insurance coverage plays a crucial role in an individual's ability to obtain timely medical services, preventive care, and necessary treatments. Without adequate insurance, these populations might avoid or delay seeking care due to cost concerns, leading to worsened health outcomes.

Moreover, limited access to healthcare affects these communities by restricting their ability to receive care at all. This could stem from geographic barriers, such as living in rural areas with few healthcare facilities, or social barriers, such as systemic inequities that limit their interactions with healthcare systems. The combination of these challenges exacerbates health disparities, leading to higher rates of chronic diseases, mental health issues, and other health complications.

Understanding the interconnectedness of insurance coverage and healthcare access is vital for addressing the health inequities faced by marginalized communities. This is why the option identifying both lack of insurance coverage and limited access to healthcare as contributing factors accurately reflects the complexity of the issue.