Which of the following is NOT an example of a qualifying life event (QLE)?

Prepare for the PY 2025 Pennie Individual Marketplace Training with engaging multiple choice questions and detailed explanations. Equip yourself with the knowledge needed to excel on your first attempt!

The death of an uncle does not qualify as a qualifying life event (QLE) because QLEs specifically pertain to changes that directly affect an individual's health insurance coverage or eligibility. Examples of qualifying life events typically include significant life changes such as the birth or adoption of a child, losing existing health coverage (like employer-sponsored plans), or experiencing a loss of eligibility for programs like Medicaid or CHIP. These events can trigger a special enrollment period that allows individuals to sign up for health insurance outside of the regular open enrollment period.

In contrast, the death of an uncle, while significant on a personal level, does not have a direct impact on a person's health insurance status or eligibility. Therefore, it does not meet the criteria established for qualifying life events and would not provide grounds for obtaining new coverage in the health insurance marketplace.

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